Shenzhen Real Estate Association： It is forbidden to participate in the behavior of ＂buying a house with negative down payment and zero down payment＂

　　Cctv newsRecently, Shenzhen Real Estate Agency Association issued the "Solemn Tips on Prohibiting Participation/Assistance in" Negative Down Payment on Buying a House "and" Zero Down Payment ". The main contents are as follows:

　　Recently, some media reported the news about "buying a house with a down payment", which reflected the illegal behavior of inducing buyers to buy a house in the form of "down payment by stages" and "decoration loan" in Shenzhen.

　　"Negative down payment for buying a house" has violated the relevant national financial and credit policies. In 2017, the Ministry of Housing and Urban-Rural Development, the Central Bank and China Banking and Insurance Regulatory Commission jointly issued the Notice on Standardizing Housing Financing and Strengthening Anti-money Laundering, prohibiting real estate development enterprises and real estate intermediaries from illegally providing housing down payment financing, down payment installment and disguised down payment advance. All real estate agencies and employees should strictly abide by the national positioning of "staying in houses and not speculating", and strictly manage the corresponding internal business, and should carry out self-examination and self-correction from now on. It is forbidden to participate in/assist such housing publicity and sales agency behavior with the gimmick of "negative down payment" or down payment by stages in any form.

　　If any real estate agency or employee in Shenzhen is found to have illegal sales promotion or to provide consultation and assistance for consumers to purchase loans in violation of regulations, Shenzhen Real Estate Agency Association will immediately report it to the administrative department for investigation and punishment according to laws and regulations. At the same time, Shenzhen Real Estate Agency Association will also carry out self-discipline punishment according to the Code of Practice for Real Estate Agency Industry in Shenzhen, etc. In serious cases, it will be included in the industry blacklist according to the Measures for the Implementation of the Blacklist of Real Estate Agency Industry and the List of Enterprise Risk Warning Personnel in Shenzhen, and the society will be informed accordingly.