For the first time, Wang Lu explained the birth process of Lending Treasure in detail, and faced entrepreneurship from 0 to 1.

  Zhongxin. com, October 13 th, in the era of mass entrepreneurship and innovation, who can step on the pulse of the times?

  Over the past year or so, new concepts and models of the Internet finance industry have emerged one after another. Recently, a phenomenal App product "Lending Treasure" has aroused widespread concern and heated discussion. Since its launch, its downloads and registrations have soared, and its downloads have long been at the top of the App Store. At the same time, due to its breakthrough innovation and popular promotion, Lending Bao has attracted fierce controversy and become the focus of public opinion. In this regard, Wang Lu, the confident CEO of Lending Bao, has some "worries". What is his inner monologue in the face of criticism? What is the truth behind those rumors? Wang Lu, CEO of Renrenxing Technology Co., Ltd., was interviewed exclusively by Zhongxin.com Financial Channel, and walked into the heart of this young entrepreneur.

  Fortunately, Xiao Que in Jiuding culture makes execution exceed imagination.

  When it comes to Renrenxing Technology Co., Ltd., which launched the popular "Lending Treasure", we have to mention its controlling shareholder-the famous Jiuding Holdings. Jiuding Holdings is a leading financial holding group in China. Jiuding Investment, a subsidiary of Jiuding Holdings, is the top private equity investment management institution in China (stock code: 430719) and the first PE share in China, with a market value of over 100 billion yuan.

  Zhongxin.com Financial Channel: How did your professional experience begin? How was the loan treasure born?

  Wang Lu: In 2012, in my last year of studying at Peking University, I was lucky enough to enter Jiuding as an intern. That year happened to be known as the cold winter in the PE world, but I passed the interview on Jiuding’s campus that year, continued to re-examine, entered Jiuding’s internship, and took the only return offer of the year and officially entered Jiuding’s work. Fortunately, in less than a year, he became the assistant of Mr. WU GANG, the chairman, to help him deal with investment matters, and then he was responsible for the preparation of Jiuxin Financial Platform.

  Late one Sunday night in December, 2014, I received a phone call from a chairman, Mr. Wu, who asked me to bypass more than half of Beijing and rush to the company. When I arrived at the company, I found that several partners of Jiuding were here. They told me that they had a very interesting idea and wanted to create a new project, that is, lending treasure. I was also very excited after listening to it, so we had a more in-depth and detailed discussion on the plan overnight and started to form a team the next day. In March, internal testing, launch in June and promotion in August, Lending Bao was born at an amazing speed.

  Voice-over: For Wang Lu, born in 1988, some people say that Wang Lu went too smoothly, while others say that Wang Lu is lucky. However, as we all know, Wang Lu not only has the aura of walking to Peking University and getting full marks in mathematics and physics in the college entrance examination, but also has a clear logical mind, strong execution and diligent work style. This may be the reason why he took on the heavy responsibility at a young age, and it is also the first impression he left for reporters.

  Flying Wings Nuggets the Credit Value from the Financial Age

  In the eyes of Jiuding’s five partners and Wang Lu, from the perspective of industry development law and market demand, the business logic of Lending Bao is very self-consistent and conforms to the industry development law, which is also the source of Lending Bao developers’ full confidence in products.

  Zhongxin.com Financial Channel: Why do you think that the business logic of Lending Bao is full of market prospects?

  Wang Lu: From an industry perspective, we are very optimistic about the development of Internet finance. Because finance is very suitable for internet, because finance is essentially data flow and information flow, just like records. Therefore, we have been paying close attention to the field of Internet finance, watching many related projects and making some investments. However, at this stage, the change of finance or the integration of the two is still in a relatively primary stage, mainly manifested in the internetization of funds. That is to say, the internet is more responsible for the function of channels, and everyone sells the assets obtained offline on the internet through various forms. One of the most important links in finance is operating risk and pricing risk, or eliminating information asymmetry. Big data is a direction, but everyone is still exploring it. The key is that there is too little data related to personal credit. On the other hand, from the perspective of Internet financial participants, the mainstream expansion mode of assets is still based on the traditional credit perspective and offline. The acquisition of high-quality assets will definitely become a bottleneck for the development of many platforms. Based on this logic, our most optimistic development direction of Internet finance is to innovate through the Internet in risk pricing and online acquisition of assets, and to reduce the cost of these two links through the Internet.

  The model of lending treasure is exactly in line with the above development direction. First of all, Lending Bao allows users to judge their friends’ credit through the connection mechanism between people on the Internet, and uses the "big data model" of the human brain to accurately perceive friends’ repayment ability and willingness, thus greatly reducing or even eliminating information asymmetry. In addition, it is very simple to publish the loan demand on the loan treasure, as long as you fill in the appropriate amount, interest rate, term and other data, you can publish it with one click. This "self-finance model" has truly generated high-quality assets online, thus breaking through the bottleneck of traditional Internet finance. In addition, compared with the traditional credit model, Lending Bao’s self-risk control, self-credit reporting, reputation loss due to breach of contract, and collection information provided by friends circle have huge cost and efficiency advantages, and the logic behind it is self-consistent.

  On the other hand, from the perspective of users’ needs, what kind of problems can Lending Bao solve? Let’s analyze the most common borrowing behavior of ordinary people. In daily life, everyone has financing needs, such as temporary turnover, large consumption, and investment-oriented financing behavior. What channels do you usually choose to finance? First of all, credit institutions such as banks, but often cumbersome procedures, long cycle; Secondly, P2P online lending, but it often faces the trouble of high loan cost; Finally, it is borrowed from acquaintances, but there are various pain points. In fact, the current personal loan demand is far from being fully met. There are still many people with good reputation but strong loan demand who cannot obtain loans from existing banks and Internet financial platforms. The model of lending treasure can solve the above problems well. First of all, in the loan treasure, the information of supply and demand will be more symmetrical and transparent, and the efficiency of borrowing will be higher; The one-way anonymous mode makes borrowing less embarrassing and will not be torn in the future. After a period of practice, we found that as long as there are many friends, it is really easy to borrow money from the loan treasure. For example, it only took me 11 minutes to raise a sum of 200,000 yuan on it. Lending treasure can really meet the borrowing needs of many long-tail users. Everyone can legally and conveniently obtain funds in their circle of acquaintances only by relying on their own credit.

  Zhongxin.com Financial Channel: Where is the social value of Lending Bao?

  Wang Lu: As mentioned earlier, lending treasure can really improve the efficiency of social resource allocation and greatly meet the borrowing needs of consumers; In addition, compared with the traditional credit model, Lending Bao’s self-risk control, self-credit reporting, reputation loss due to breach of contract, and collection information provided by friends circle have huge cost and efficiency advantages. But we firmly believe that the value of the loan treasure goes far beyond this. I think the most important function of lending treasure is to "earn spreads".

  Imagine a scenario in which a friend of yours borrows 20,000 yuan at an annualized interest rate of 15% on the platform. You are very appreciative of his credit, but you may not have enough cash to lend him for the time being, so you click the earn spread button and initiate a loan in your name with an interest rate of 12% in your circle of acquaintances. One of your friends trusts you and lends you money quickly. The system automatically transfers the money from your account to your friend who needs money. This is how the platform allows information and demand to flow in the most efficient way. You help your friend to raise the funds he needs as quickly as possible, and at the same time you make some money and play with it. The logic behind it is that everyone spends a lot of time and energy to build trust. But there has never been a tool that allows these trusts to be tapped and revitalized. Lending treasure just provides such a platform, so that you can help your friends and enjoy the fun of changing contacts into money and credit into cash. Therefore, making money instead of borrowing money is the main function of lending treasure. Anyone who has studied economics knows that human beings have two kinds of income, namely, property income and labor income, and through the original function of earning interest spread, Lending Bao can help users to revitalize and transform their accumulated contacts for many years, and gain income without investing any principal, thus generating the third income of human beings-credit income. I think this is the most important social value of the loan treasure.

  The ultimate product in the eyes of Xueba science men

  As a new case platform of mobile internet finance, Wang Lu described their pursuit and strength with a personal capital, namely "Pareto improvement": making some people’s situation better without making anyone’s situation worse. Based on the logic of product essence, from internal testing, optimizing payment experience to creating high-frequency demand, Lending Bao has been continuously optimized, iterated and refined.

  Zhongxin.com Financial Channel: Lending Bao was launched in June from the beginning of its establishment, and it was only about half a year. In such a short time, how did Renren Bank team promote the birth of Lending Bao, an innovative mobile financial product?

  Wang Lu: To develop a mobile financial product, we must first ensure its legality and compliance, so we have established a strong legal team; Secondly, it is to use strong execution to implement ideas and continuously optimize the user experience. In the process of research and development, problems are generated, analyzed and solved. We are not afraid of problems, and the soldiers will block the water. All problems are constantly optimized and iterated based on the principle of user experience first, but the most basic logic and initial intention of our products have never changed. What Lending Bao can provide for users is based on Palau’s improved and constantly optimized mobile Internet financial products. The social value of the birth of lending treasure is to make more people’s credit better and enjoy the fun of self-financing without making anyone’s situation worse, which makes us very proud.

  Ignore troubles and let your feelings land with strength.

  Lending treasure has attracted the attention of the whole people with its amazing growth rate, but under the high concern, it has also brought criticism and criticism. With a strong Jiuding culture, Wang Lu expressed his inner views, not that lending treasure does not talk about feelings, but that lending treasure should use its strength to make feelings land.

  Zhongxin.com Financial Channel: From the growth of Lending Treasure, we have seen that Lending Treasure has been working hard. What is the real value of Lending Treasure in your opinion?

  Wang Lu: As Peter Thiel said in From 0 to 1, there are two kinds of business in the world, one is from 0 to 1, and the other is from 1 to n. From 1 to n, it is actually a zero-sum market, and they stand on each other through competition. And from 0 to 1 is the real innovation. This process is to do what no one in the existing market does, discover new models and technologies, and establish a unique blue ocean. We are doing what no one has done before, whether it is an innovative acquaintance loan relationship model or the first large-scale use of face recognition system. What we are doing is Pareto optimization for the target users of Internet finance in the era of Internet finance, which can make lending simple and credit profitable. We are making a great attempt to improve the efficiency of social capital allocation. We will also pursue Pareto improvement for a long time to bring value to users.

  Zhongxin. com Financial Channel: Lending Bao has come all the way. What do you think of it in the face of criticism and incomprehension?

  Wang Lu: It is normal for anything new to be born without being understood. Lending Bao did activities when it was first launched. On the Internet, it was said that the 2 billion activities were fake, and people didn’t believe that we would send money to users with real money. We don’t worry, because we really give money, and when users put forward the bonus for inviting friends, this rumor naturally disappears. Later, users received money and became active on the Internet. Some people said that we were pyramid schemes. This slander makes us laugh and cry. We do encourage users to invite friends, but which pyramid scheme distributes money? Later, the voice was also small. Later, there were rumors that the bank card authentication and withdrawal password in the registration link were to obtain user information; This problem is not only a loan treasure, but also related to the whole internet finance industry. I hereby promise once again that we will never do anything illegal. In fact, the collection of bank card passwords is completed by jumping to the pages of bank-like financial institutions, and we simply cannot obtain this information.

  In addition, we have been thinking about how to further improve product safety, while lowering the transaction threshold and optimizing the user experience, which is difficult to take into account in the traditional perspective. We cooperate with several top international portrait authentication institutions and use the most advanced face recognition technology to ensure that the registrant is himself, thus better ensuring the security of the transaction. Face recognition technology is an advanced biometric technology, and it is also strongly encouraged by the state to solve the security of Internet payment. This verification method is extremely accurate, but users can easily verify whether they are operating by doing some simple actions according to the prompts on the screen. Recently, this face recognition technology has been described by some people as recording a nodding video, because users need to blink, nod and shake their heads during the verification process, and the truth is that these actions are to verify that the tester is "alive". In addition, it is not recording a video at all, but just taking pictures for identity comparison.

  Zhongxin. com Financial Channel: What do you think is the reason for all kinds of criticisms about Lending Bao? What do you want to tell the users most?

  Wang Lu: Jiuding is a company that stresses facing problems objectively and dares to face difficulties. Lending Bao also continues this style. From 0 to 1, the process is full of twists and turns and thorns. Creating is always much more difficult than copying other people’s models. In the process of innovation, it is full of being unrecognized and criticized. However, we firmly believe that as long as we persist in creating value for users in a down-to-earth and sincere manner, users will certainly understand, use and embrace this platform, feel the most convenient experience of borrowing money and making money on the platform, and truly enjoy the fun of sharing the value of contacts and creating credit income on the platform.

  Time will tell. Lending treasure is a platform that can make your credit generate value, and it will be one of the best products under the financial trend in the future.

Exploration of basic economic system and the road of common prosperity

  This year is the Communist Party of China (CPC)’s centenary birthday. From the epoch-making of the founding of the Party, to the epoch-making of the founding of New China, to the earth-shaking reform and opening up, and to the historic achievements and changes in the cause of the party and the state since the 18th National Congress of the Communist Party of China, the magnificent journey of the past 100 years and the achievements that have attracted worldwide attention complement each other. In his important speech at the celebration of the centenary of the founding of the Communist Party of China (CPC), General Secretary of the Supreme Leader pointed out: "Taking one’s own road is the whole theoretical and practical foothold of the Party, and it is also the historical conclusion drawn from the Party’s hundred years of struggle.". In the past 100 years, the Chinese nation has ushered in a great leap from standing up, becoming rich and becoming strong, and created an unprecedented miracle of development. The fundamental reason lies in our party’s insistence on combining the basic principles of Marxism with the concrete reality of China and the excellent traditional Chinese culture in the process of revolution, construction and reform, and opening up a development path suitable for China’s national conditions. In this process, our party adhered to the leadership of economic work and made great achievements in promoting economic development.

  China’s socialist basic economic system is constantly improving in exploration.

  Over the past 100 years, especially since the reform and opening-up, our Party has United and led the people of China, defined economic development goals, formulated economic policies, promoted economic development, and constantly explored and improved the basic economic system.

  During the period of new-democratic revolution, the focus of our party’s economic work is to "carry out all necessary and possible economic construction undertakings", and the focus of economic system construction is to eliminate exploitation, emancipate the laboring masses, and enable China people to truly be masters of their own affairs. Our party united and led the people to overthrow the three mountains of imperialism, feudalism and bureaucratic capitalism, established People’s Republic of China (PRC) where the people were masters of their own affairs, and achieved national independence and people’s liberation.

  During the period of socialist revolution and construction, our Party united and led the people to carry out the socialist revolution, realizing the most extensive and profound social changes in the history of the Chinese nation, realizing the great leap of the poor and populous eastern country into the socialist society, and laying a fundamental political premise and institutional foundation for realizing the great rejuvenation of the Chinese nation. During this period, our party led the people to establish an independent and relatively complete industrial system and national economic system, and accumulated important experience in socialist construction in China, a big eastern country with a very backward level of social productivity.

  In the new historical period of reform and opening-up, our party has profoundly summed up both positive and negative historical experiences and realized that poverty is not socialism. Based on the national conditions and world conditions, Comrade Deng Xiaoping clearly put forward that "some people and some areas should get rich first, so as to drive and help backward areas". The Twelfth National Congress of the Communist Party of China put forward that "the individual economy of workers should be encouraged to develop appropriately within the scope stipulated by the state and under the administration of industry and commerce as a necessary and beneficial supplement to the public sector of the economy". The 13th National Congress of the Communist Party of China clearly stated that a certain degree of development of the private economy "is a necessary and beneficial supplement to the public economy". In 1992, Comrade Deng Xiaoping put forward "three benefits" in his southern talk, emphasizing that "planned economy does not mean socialism, and capitalism also has plans; Market economy is not equal to capitalism, and socialism also has a market. Planning and market are economic means. " The 14th National Congress of the Communist Party of China clearly put forward the goal of establishing a socialist market economic system, which further promoted the ownership reform. The 15th National Congress of the Communist Party of China defined "public ownership as the main body and multiple ownership economies developing together" as a basic economic system in the primary stage of socialism in China, and put forward a system of "insisting on distribution according to work as the main body and coexistence of multiple modes of distribution". Combine distribution according to work and distribution according to factors of production ",clearly"The non-public economy is an important part of China’s socialist market economy. " The 16th National Congress of the Communist Party of China put forward "unswervingly consolidate and develop the public sector of the economy" and "unswervingly encourage, support and guide the development of the non-public sector of the economy", and emphasized that the two are "unified in the process of socialist modernization and cannot be opposed". The 17th National Congress of the Communist Party of China proposed to "insist on equal protection of property rights and form a new pattern of equal competition and mutual promotion of all kinds of ownership economies".

  Since the 18th CPC National Congress, Socialism with Chinese characteristics has entered a new era. The 18th National Congress of the Communist Party of China proposed "to ensure that all ownership economies use production factors equally according to law, participate in market competition fairly, and be equally protected by law". The Third Plenary Session of the 18th CPC Central Committee opened a new stage of comprehensive deepening reform, clearly put forward "deepening economic system reform around making the market play a decisive role in resource allocation", and emphasized that "public ownership economy and non-public ownership economy are both important components of the socialist market economy and an important foundation for China’s economic and social development". The Fourth Plenary Session of the 18th CPC Central Committee proposed "to improve the property rights protection system with fairness as the core principle, strengthen the protection of property rights of economic organizations and natural persons of various ownership, and clean up the provisions of laws and regulations that violate fairness". The Fifth Plenary Session of the 18th CPC Central Committee emphasized "encouraging private enterprises to enter more fields according to law, introducing non-state-owned capital to participate in the reform of state-owned enterprises, and better stimulating the vitality and creativity of the non-public economy". The 19th National Congress of the Communist Party of China emphasized that "China’s socialist basic economic system and distribution system must be adhered to and improved", and wrote "Two Unswervings" into the basic strategy of adhering to and developing Socialism with Chinese characteristics in the new era, which was further determined as a major policy of the party and the country.The Fourth Plenary Session of the 19th CPC Central Committee further developed and deepened the connotation of the basic socialist economic system, with public ownership as the main body and multiple ownership economies developing together, distribution according to work as the main body and multiple modes of distribution coexisting, and the socialist market economic system as the basic socialist economic system. Ownership arrangement is very important in the basic economic system, which is an important basis for the establishment and perfection of the distribution system and the socialist market economic system; The distribution system is determined by the ownership arrangement, and the common development of multi-ownership economy is based on the coexistence of multiple distribution modes. The effective operation of both can not be separated from the guarantee of the socialist market economic system.

  In the new era, the socialist basic economic system has been further improved, and the institutional advantages have become more prominent. General Secretary of the Supreme Leader has made many important speeches on the development of non-public economy and private enterprises, emphasizing "two unshakable" and "three unchanged", emphasizing that "private economy is an inherent element of China’s economic system, and private enterprises and private entrepreneurs are our own people", hoping that private enterprises can develop boldly with confidence. Private economy is not only an important achievement of the development of socialist market economy, but also an important force to promote the development of socialist market economy. Domestically, the private economy has contributed more than 50% of tax revenue, more than 60% of GDP, more than 70% of technological innovations, more than 80% of urban employment and more than 90% of enterprises. Internationally, private economy has become China’s largest foreign trade subject. In the first three quarters of this year, the import and export of private enterprises in China was 13.65 trillion yuan, accounting for 48.2% of China’s total foreign trade value. We unswervingly consolidate and develop the public sector of the economy, unswervingly encourage, support and guide the development of the non-public sector of the economy, stimulate the vitality of various market players, and promote the common development of all sectors of the economy. The public sector of the economy and the non-public sector of the economy complement each other and complement each other; Adhere to the combination of distribution according to work and distribution according to production factors, and promote the gradual deepening of the reform of the distribution system, which not only promotes the improvement of efficiency, but also allows people to better share the fruits of reform and development; Combine efficient market with promising government,The socialist market economic system is more perfect. This has greatly changed the face of China’s economic and social development, and created institutional conditions and laid a solid material foundation for solidly promoting common prosperity.

  Promoting common prosperity by adhering to the basic economic system

  At present, we have embarked on a new journey of building a socialist modern country in an all-round way. In his important speech at the celebration of the centenary of the founding of the Communist Party of China (CPC), General Secretary of the Supreme Leader stressed that in the new journey, it is necessary to "promote the all-round development of human beings and make more obvious substantive progress for the common prosperity of all people". Achieving common prosperity is the essential requirement of socialism and the unswerving goal of our party. The socialist basic economic system is in a fundamental and decisive position in the economic system. To achieve common prosperity, we must adhere to and improve the socialist basic economic system, transform the advantages of the basic economic system into the remarkable efficiency of economic governance, and support the private economy to play a greater role in the journey of common prosperity in the new era.

  Encourage hard work and innovation to get rich, and improve the balance, coordination and inclusiveness of development. Happy life is a struggle, and common prosperity depends on hard work and wisdom, and it must be down-to-earth and long-term. It is necessary to promote common prosperity in high-quality development and divide cakes on the basis of constantly expanding cakes. China’s socialist basic economic system is not only conducive to stimulating the vitality of various market players, liberating and developing social productive forces, but also conducive to promoting the organic unity of efficiency and fairness and continuously achieving common prosperity. We must adhere to and improve the basic socialist economic system, resolutely implement the "two unwavering" and treat all kinds of market players equally; Give full play to the decisive role of the market in resource allocation and better play the role of the government. Supporting the development of private enterprises is the consistent policy of the CPC Central Committee. The private economy, especially the "overwhelming" small and micro enterprises and individual industrial and commercial households, has made important contributions to promoting employment, ensuring and improving people’s livelihood. It is necessary to create a good development environment for the private economy, and help private enterprises solve problems from the aspects of market access, business environment, tax reduction and fee reduction, technological innovation and financial services, so as to promote the better development of private enterprises and provide strong momentum for high-quality development.

  Promote the formation of an olive-shaped distribution structure with a big middle and small two ends. We will further deepen the reform of the income distribution system, build basic institutional arrangements for the coordination of primary distribution, redistribution and tertiary distribution, and expand the scale of middle-income groups in various ways. We will continue to deepen the market-oriented reform of factors, so that the values of labor, capital, land, knowledge, technology, management and data can be fully realized, so that the market can evaluate the contribution and determine the reward by the contribution, so that all kinds of factors can compete with generate in getting rich and creating wealth. Deepen the reform of the fiscal and taxation system, improve the fairness of redistribution, improve the social security system, smooth the upward flow channel, and form a development environment in which everyone participates. Encourage all kinds of social groups to voluntarily fulfill their social responsibilities, develop social charity, and give better play to the function of helping the poor and helping the poor in the third distribution. There are more than 100 million private economic entities in China, including more than 88 million individual industrial and commercial households, which drive the employment population to exceed 200 million. It is an important practitioner of "increasing the labor remuneration of workers, especially front-line workers, and increasing the proportion of labor remuneration in the initial distribution". In 2020, the tax paid by the private economy accounts for 60% of the national tax revenue, which has become an important support for stabilizing the national tax revenue and an important force for improving the redistribution adjustment mechanism. Supporting the development of private economy is helpful to form an olive distribution structure with big middle and small two ends. Private enterprises should actively embrace common prosperity and seize the opportunity of this era.

  Get rich first and then get rich, and promote common prosperity step by step. Achieving common prosperity is a dynamic development process, which cannot be achieved overnight or go hand in hand. At present, the problem of insufficient development imbalance in China is still outstanding. We should fully estimate the long-term, arduous and complex nature of common prosperity, follow the laws of economic and social development, promote common prosperity in stages, achieve classified guidance and precise policies, and explore effective paths through reform and demonstration. Focus on encouraging rich leaders who work hard, operate legally and dare to start businesses, and support the first rich to drive the later rich. By the end of 2020, nearly 130,000 private enterprises had participated in the precise poverty alleviation campaign of "10,000 enterprises helping 10,000 villages", helping nearly 140,000 poor villages, with more than 110 billion yuan invested in industry and more than 16 billion yuan invested in public welfare, driving and benefiting more than 18 million poor people who set up files and set up cards, forming a vivid practice of getting rich first and then getting rich. It is necessary to encourage private enterprises to actively participate in rural revitalization and modern agricultural construction, promote the implementation of regional coordinated development strategies, tap market opportunities and play a greater role in safeguarding and improving people’s livelihood, and promote less developed areas to better share development results.

  Further stimulate entrepreneurship, continue to grow bigger and divide the cake. Facing the future, the vast number of entrepreneurs should constantly improve themselves in patriotism, innovation, honesty, social responsibility and international vision, persist in doing good, and make due contributions to solidly promoting common prosperity. Draw wisdom and nutrients from Chinese excellent traditional culture, and implement "giving consideration to justice and benefit" in the whole process of enterprise management. The government is the maker of market rules and the defender of market fairness. We should continue to build pro-Qing political and business relations, provide more high-quality public services, improve a unified, open and competitive market system, support entrepreneurs with long-term plans, persevere in running a permanent business, take root in the China market and deepen the China market.

  People’s Daily (November 04, 2021, 09 edition)

The announcement of the movie "Red Pig" entered the extreme romance described by Miyazaki Hayao.


1905 movie network news In the magnificent world of movies, there is an enduring feeling, and that is romance. The classic film directed by the master animator will be shown in the National Federation of Arts on November 17th, bringing us an epic full of romance. The official release of the "Romance So" version of the preview shows director Miyazaki Hayao’s understanding of romance, adventure and courage. Poruk, the hero of the film, was cursed to become a pig in order to oppose the war. Although his life was full of twists and turns and hardships, he did not give up his love for life and his pursuit of justice. His heart is still full of love for Gina, his persistence in flying, and his desire for freedom and adventure.


Write a romantic picture of humanity, love and freedom with love and music.


As a classic work of Miyazaki Hayao, The Red Pig is not only a movie, but also a romantic picture depicting humanity, love and freedom. As the preview shows: Romance in Red Pig is long-term companionship, naive love, brave adventure and firmness at the moment. With Joe Hisaishi’s passion and music, the romance written by director Miyazaki Hayao is displayed one by one. Facing Gina’s company and guardian, Pollock hovered over Gina’s garden and silently responded. In the face of Fio’s brave confession, Red Pig showed the restraint and calmness of adults to the fullest. Under the proposition of love and freedom, the red flying boat outlines the extraordinary life of the red pig soaring in the air, making the whole movie like a romantic and lyrical poem of freedom.


This time, director Miyazaki Hayao once again took Joe Hisaishi with him. In the preview, the roaring fiery flying boat flew between the sea and the sky, the afterglow of the sunset and the clouds and trees, accompanied by the surging music of Joe Hisaishi, embracing the passion for freedom. For example, netizens commented that the story of "Red Pig" was written more romantically in the music of "Time Gone", and every time I heard it, my heart was mixed. "Joe Hisaishi’s music and the movie" Red Pig "are 100% matched, and the story is full."


Very autobiographical color of Miyazaki Hayao, gaining courage to pursue dreams bravely.


The film "Red Pig" deeply branded Miyazaki Hayao’s personal style. The "pig" in the film is a metaphor for the alienated people in the war. Director Miyazaki Hayao used "pig" as his signature many times, which is enough to show his preference for "Red Pig". And Boruk’s love for flying also confirms Miyazaki Hayao’s dream of flying all the time. The depiction of flying boats in the film has exhausted the director’s imagination of flying.


In addition to his personal image, director Miyazaki Hayao expressed his attitude towards love and life through the film Red Pig, which left endless thoughts for the audience. The love between Pollock and Gina has gone through the precipitation of time and many tests, and their companionship with each other has become the most precious wealth in each other’s life. Their love, like an eternal star in the sky, has experienced storms, but it still shines. At the same time, The Red Pig is also full of the pursuit of adventure and freedom. Miyazaki Hayao shows us a vast and infinite world through the perspective of Pollock. In this world, we can bravely pursue our dreams and face all difficulties fearlessly. Besides, The Red Pig also embodies the firm pursuit of justice and truth. Although Pollock was in trouble, he always adhered to his beliefs and principles and guarded those things he cherished with his actions.


The movie Red Pig is undoubtedly a movie full of romantic feelings. It tells us that no matter how hard life is, as long as we have love, dreams and courage, we can find our own sky. On November 17th, let’s walk into the cinema together and feel the unique romance and emotion brought by Miyazaki Hayao! See you at the National Art Federation Line!


Investigation on the flooding of low-priced diesel oil in Yongchun Relevant persons: Smuggling oil is suspected.

  Minnan. com reported on April 12 that roadside electric tankers were called to buy diesel at abnormally low prices. Last Wednesday, Haidu investigated the street and reported this phenomenon in Penghu Town of Yongchun continuously (for details, please see "Many tankers in Yongchun sell diesel at a low price on call, which is lower than the market price, which is near 2 yuan" and "Yongchun reappears that the roadside sales of diesel by tankers become hidden in trading places "). On the second day of the newspaper, Haidu reporter reported this matter to Cai Mengxia, the county magistrate of Yongchun County. In the afternoon, the Yongchun county government held a meeting and asked the four relevant departments to work together to strictly investigate this phenomenon and strengthen the control of the refined oil market.

  Haidu reporter recently visited Yongchun penghu again, and found no more roadside refueling. However, where did these once-rampant low-priced diesel come from? The relevant person from Quanzhou Municipal Bureau of Commerce replied that "there is a great suspicion of smuggling oil".

  To this end, Haidu reporters successively visited smugglers, oil companies and insiders of relevant departments. The inside story they provided restored the way and interest chain of smuggling oil from the sea to the shore.

01

  Ways to sell smuggled oil and stolen goods

  sea

  1. A large "mother ship" with a tonnage of 1,000 tons smuggled refined oil from abroad near the coastal waters.

  2. Transshipment by a 100-ton boat at sea, during which it may be transshipped many times.

  3. After the boat carrying smuggled oil landed successfully, the oil was basically transported away by tanker.

Risk:

  In the face of the attack from the marine police, customs, public security and other departments, only "oil escaping from the net" can successfully transport the oil ashore.

 Profit:

  Take diesel as an example. The profit per ton of oil is from 300 yuan to 400 yuan. If a 200-ton boat is used to send oil ashore, it can earn more than 60,000 yuan in one night.

  bank

  1. A tanker carrying smuggled oil may transport the oil to various places.

  2. Some private gas stations will also buy smuggled oil and mix it with regular oil for sale, and then use some regular bills and oil bills to cover it up.

  3. Smuggled oil from private gas stations will also be transferred to tanker trucks to sell oil at low prices. If it is investigated, it can be covered up by formal sources.

  Risk:

  Mainly roadside refueling may face investigation and punishment; If one place is strictly investigated, it will be moved to another place, and the tanker is highly mobile.

  Profit:

  Take diesel as an example. The landing price of smuggled oil is about 3,500 yuan per ton, and the price per liter is less than that of 3 yuan, while the market price exceeds that of 5 yuan.

  1. Where does every liter of diesel in 3.4 yuan come from?

  Inferior oil is unlikely. Oil sources are unreasonable.

  Who will do the business at a loss? Where does the oil source come from for every liter of diesel oil in 3.4 yuan?

  During the unannounced visit by Haidu reporter, the driver of Fujian D83058 tanker said, "We are all smuggling oil." Compared with the price of 5.14 yuan per liter of diesel oil in 3.4 yuan, the price difference is 1.74 yuan.

  On March 28th, Yongchun police arrested a Fujian C48469 tanker selling oil on the roadside, and the oil price is also the market price per liter of 3.4 yuan. The distribution company of the arrested tanker said that the diesel oil came from a private gas station in Huyang Town, Yongchun, and said that the oil source was regular. In this private gas station, the price of No.0 diesel is 4.1 yuan per liter, so how can the tanker transport it out for sale, and the price becomes 3.4 yuan per liter? This statement is unreasonable.

  "Refined oil is controlled, which is nearly 2 yuan cheaper than formal channels. The suspicion of smuggling oil is great." The relevant personnel of Quanzhou Municipal Bureau of Commerce judged this. In addition, a staff member of a state-owned oil company in Quanzhou said that unless it is inferior oil, it can’t be so cheap. "How is the oil quality sold by tankers? Truckers who run long distances must be clear, otherwise they will not take the initiative to buy oil, indicating that the quality of this oil will not be too bad, so there is only one reason to explain it, that is, smuggling oil."

  2. How to smuggle smuggled oil ashore?

  After the 1000-ton mother ship transfer boat docked, it was transported away by tanker.

  According to CCTV news reports, in December last year, the China Marine Police, together with the General Administration of Customs and the Fujian Provincial Public Security Department, busted a large smuggling criminal group in the waters of central Fujian, and seized 11 vessels involved, including 7 vessels of over 1,000 tons, including 3 "mother ships", and seized about 4,400 tons of refined oil. This smuggling group has smuggled more than 60,000 tons of refined oil this year.

  "In recent years, driven by high profits, refined oil smuggling has rebounded, and criminals have put ‘ Make a fortune ’ Our eyes turned to the sea. " Fujian Marine Police introduced it in an interview.

  According to people familiar with the crackdown on oil smuggling, the price of smuggled diesel oil depends on the number of times it is changed hands. "From a mother ship of thousands of tons to a small boat, the oil price is different after a few hands in the middle." The insider said that the profit per ton of oil is from 300 yuan to 400 yuan. If a 200-ton boat is used to send oil ashore, it can earn more than 60,000 yuan in one night, although the risk is great, and the return profit is also great. Generally, smuggled oil is basically transported ashore by tanker, and the landing price is about 3,500 yuan per ton, and the price per liter is less than that of 3 yuan.

 3. How to sell smuggled oil ashore?

  It is very likely to be transferred to a private gas station to be mixed with regular oil or sold in a tanker.

  "Smuggling oil is likely to be transferred to private gas stations. These gas stations buy smuggled oil stocks and then cover them up with some formal bills and oil bills, among which there are gray areas. " According to an insider who cracked down on smuggled oil, private gas stations that buy smuggled oil mix smuggled oil with regular oil, which can be sold directly at gas stations or pulled out by tankers for sale. "This way to sell smuggled oil, investigation and punishment efforts, it is difficult to find out which are regular oil and which are smuggled oil".

  In fact, it is not unique to Yongchun that only mobile tankers sell low-priced diesel on the roadside. "This kind of tanker sells oil in a wandering way. If you catch it strictly, you will immediately change places." Relevant personnel of Quanzhou Municipal Bureau of Commerce introduced that in the past, at the junction of Hui ‘an and Luojiang, tankers selling oil were rampant, and some tankers also said that they had formal procedures such as oil bills. Later, they found out that the procedures were forged and were recognized as smuggled oil. "The refined oil is controlled, which is 2 yuan cheaper than the formal channels, and the suspicion of smuggling is great."

  According to relevant reports, in September 2015, in Majia Town, Luojiang, Quanzhou, multiple departments jointly dispatched at night to investigate and deal with illegal tankers. Relevant personnel of Quanzhou Municipal Bureau of Commerce also said that the phenomenon of privately selling diesel oil by tankers in Hui ‘an and Luojiang at low prices has disappeared for some time under the severe crackdown and severe punishment of local public security departments. "I didn’t expect to go to Yongchun."

  According to people familiar with the crackdown on oil smuggling, Yongchun is one of the distribution centers of tanker trucks. According to Yongchun Public Security, in an operation the year before last, Yongchun Public Security cooperated with higher authorities to capture more than 30 tankers full of diesel at high speed, and seized thousands of tons of smuggled diesel.

  "Yongchun’s mining and cement industries are developed, and there are many large trucks, so there is a big diesel market." Mr. Liu, a full-time driver engaged in the transportation industry, said that reselling smuggled diesel oil with a tanker is like doing business in a vest. It is indeed difficult for the relevant departments to crack down, which has formed a loophole. Once the illegal risk of reselling is less than profit, this phenomenon will still appear.

 [dynamic]

  Yongchun county government held a meeting to deploy and ordered four departments to strictly investigate and deal with it.

  "In this matter, we have already disposed of it. The refined oil management involves four departments. The Bureau of Commerce supervises whether the oil station is legal or not, whether it operates beyond the scope, the Market Supervision Bureau supervises the quality of oil products, the public security cracks down on smuggling, and the Transportation Bureau is in charge of the qualification of tanker driving." Last Friday, Zheng Wenliang, executive deputy magistrate of Yongchun County, told Haidu reporter that the deployment meeting required all departments to work together and deal with the problems found strictly and seriously. In addition, the evidence collection of the tanker captured by Haidu Daily and Yongchun police on the day of the operation has been completed, and the quality of diesel oil is being submitted for inspection.

  Zheng Wenliang also revealed that the relevant departments will conduct special inspections in the near future to strengthen the management of the refined oil market. The Bureau of Commerce will take the lead and several departments will jointly inspect the transportation and sales of refined oil at gas stations and roads. According to reports, the day before the meeting, law enforcement officers of Yongchun County Bureau of Commerce went to Penghu Town for inspection, and found no behavior of privately selling diesel oil by tanker.

  [suggestion]

  Investigate and trace the source of low-priced diesel, severely punish and deter offenders.

  A staff member of a state-owned oil enterprise suggested that many tons of smuggled oil along the coastline should be sold abroad. If the relevant departments do not regularly make surprise spot checks on the inventory of the seaside oil depot, there may be clues and gains.

  "If you don’t check it, you will be repeatedly banned. Combating this phenomenon requires multi-sectoral cooperation, especially the public security department with strong law enforcement. " The staff of Quanzhou Municipal Bureau of Commerce said.

  "Haidu Daily reported that Yongchun’s tanker is definitely afraid to be so blatant again." Mr. Liu, a transport driver, said that the local government attached importance to it, and the relevant departments investigated and dealt with it. The phenomenon of selling oil by tanker trucks on the roadside will inevitably converge. However, if it is not traced according to the evidence and reality, such a phenomenon will still appear, but it is just a change of vest. (Haidu reporter Lin Lili Zhang Kaihang)

Four kinds of vegetables have been included in the "carcinogenic list". Will eating too much cause cancer?

"Don’t be a broken ear root in the future. Pull out everything in the yard. Experts say it contains carcinogens, and if you eat it, you will get cancer." Uncle Li kept talking to his wife about the harm of broken ears.

"I don’t believe it when I break my ears to clear away heat and detoxify, and it tastes good. Don’t watch those people talk nonsense every day."

"What nonsense? Look at this article. It says that the root of the ear contains aristolochic acid, which is a carcinogen and can’t be eaten. It is also signed by experts!"

"I don’t believe it! I’ve been eating it for decades. Is there a problem? It’s still alive and kicking. "

"Hum, anyway, I won’t eat the roots of broken ears in the future, and you shouldn’t be my share, you are stubborn!" Uncle Li didn’t listen to his wife, so he left without looking back.

Cynanchum auriculatum, also known as Houttuynia cordata Thunb, is not only a vegetable, but also a Chinese herbal medicine. Because of its unique taste and the effect of clearing away heat and toxic materials, it is deeply loved by some people. However, in recent years, there are more and more sayings about "the root of broken ears causes cancer", saying that it contains aristolochic acid carcinogen, which will cause cancer if eaten. Is this statement true or a rumor?

01

Houttuynia cordata Thunb is a harmful grass,

Containing aristolochic acid, is it nephrotoxic and carcinogenic?

Houttuynia cordata Thunb is controversial because it contains aristolochic lactam alkaloids. Then there are many types of alkaloids, including an aristolochic acid component. Because of its strong nephrotoxicity and hepatotoxicity, in 2008, aristolochic acid was officially listed as a class 1 carcinogen by the International Agency for Research on Cancer. Moreover, in 2015, China’s National Pharmacopoeia also deleted three Chinese herbal medicines containing aristolochic acid, namely Aristolochia manshuriensis, Fangji and Aristolochia. Does that mean houttuynia cordata is carcinogenic and can’t be eaten?

Of course not. Aristolochic lactams are divided into many different types. At present, the substances known to be toxic and carcinogenic are aristolochic acid and aristolochic lactam I.. The components in Houttuynia cordata Thunb are aristolochic lactam BII, AII and FII, which are completely different from aristolochic acid I. At present, there is no evidence that these substances in Houttuynia cordata Thunb are toxic or carcinogenic. People who love houttuynia cordata can eat it with confidence.

02

I ate too many vegetables.

Can cause cancer? Don’t be fooled again

1. Eating fresh fungus is easy to induce skin cancer?

The reason for this statement is that there is a light-sensitive substance porphyrin in fresh auricularia auricula, which may cause skin itching, edema and other symptoms after entering the body by sunlight, and even induce skin cancer.

In fact, there are light-sensitive substances in many foods, including celery, and it is not unusual for vegetables to contain this ingredient. The current research shows that the occurrence of porphyria is mainly related to the abnormal metabolism of porphyrin in the body caused by genetic factors, and has little to do with the porphyrin ingested in the diet, so it is safe to eat it every day.

2, bergamot contains carcinogens, can not eat?

It is rumored that the fried bergamot will produce acrylamide, which is considered as a carcinogen, and long-term intake will increase the risk of cancer.

Undeniably, fingered citron will undergo Maillard reaction after being fried at high temperature, and then acrylamide will be generated. However, this reaction is not unique to bergamot, but also widely exists in fried food, baked food and cooking. Therefore, bergamot itself does not contain acrylamide, which is caused by the cooking method. It is recommended to pay attention when cooking. There is also acrylamide, a class 2A carcinogen, which may cause cancer to human beings. At present, there is no clear evidence that people will cause cancer if they eat it. Again, the occurrence of cancer is related to many factors and cannot be simply attributed to a certain food.

3. Does the herbicide contained in rootless bean sprouts cause cancer and teratogenesis?

2,4-Dichlorophenoxyacetic acid plant growth regulator is used in the production of rootless bean sprouts, which is widely used in agriculture. When used in low concentration, it will promote the growth of bean sprouts and inhibit the formation of roots and buds. When used in high concentration, it can really achieve the effect of herbicide, but this concentration will also make bean sprouts unable to grow.

4, raw tomatoes, can lead to gastric cancer or intestinal cancer?

Raw tomatoes contain a lot of alkaloids (solanine), which may cause dizziness, vomiting, diarrhea and other food poisoning symptoms. It is not exaggerated to lead to gastric cancer or intestinal cancer. The occurrence of cancer is related to many factors and will not be directly caused by the intake of a certain food. However, it is still not recommended that you eat raw tomatoes. However, as the maturity of tomatoes increases, the components of Solanum nigrum will be greatly reduced, and this problem will not occur when cooked tomatoes are eaten.

03

Five kinds of food are the culprit of cancer.

According to the danger to human beings, the International Center for Research on Cancer divides the carcinogenic factors into 1 category, 2 category, 2 category, 3 category and 4 category. Among them, class 1 carcinogen means that there is sufficient evidence to prove that it has carcinogenic risk to human body. Through combing, it is found that some carcinogenic factors are hidden in our food, mainly the following five kinds.

Salted fish, pickles, etc.

A large amount of nitrite will be produced in the process of food curing, and nitrite will combine with protein to produce nitrosamines after entering the body, which is a kind of carcinogen and will increase the risk of esophageal cancer, liver cancer, colon cancer and other cancers.

Mildew food

Mildew food is likely to contain aflatoxin, especially foods with high starch content such as peanuts, corn and nuts, which are more likely to be produced after mildew. Aflatoxin is a highly toxic and carcinogenic substance. Intake of 1mg can cause cancer in the body.

barbecue

Carcinogens such as benzopyrene and polycyclic aromatic hydrocarbons may be found in the smoke generated by charcoal burning, the lampblack dripping from meat oil and burnt food when meat is roasted at high temperature. Eating a lot of barbecue for a long time will increase the risk of cancer in the body.

alcohol

Alcohol is a clear carcinogen, and data show that more than 3 million deaths worldwide are related to drinking every year. Smoking and eating a lot of high-fat food while drinking will double the harm to the body. The Lancet magazine directly pointed out that there is no so-called safe amount of drinking, and the best amount of drinking should be 0.

areca

The research published in The Lancet-Oncology pointed out that arecoline in areca catechu has carcinogenic effect, and it was identified as a class 2B carcinogen. Moreover, the fiber in betel nut is very rough, which will continuously damage the oral mucosa when chewing. In the process of repeated injury and repair, the risk of oral cancer will increase significantly.

The occurrence of cancer is related to many factors, and it is unscientific not to blame the culprit on a certain food. Maintaining good living habits and regular physical examination every day is the right way to prevent cancer.

References:

[1] Unbelievable! Are these vegetables "carcinogenic"? Many people don’t know … ".Popular Science China. 2020-07-04.

[2] "Rootless bean sprouts are highly toxic and can cause cancer? No harm to health, no need to worry. The whole people are more serious-Tencent News. 2017-04-14

[3] "Attention! These primary carcinogens are very common in life, but many people are still in the dark … ".Popular Science China.2020-08-02.

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China Banking and Insurance Regulatory Commission, China issued the Notice on Matters Related to Personal Pension Business of Insurance Companies.

CCTV News:China Banking and Insurance Regulatory Commission, China issued the Notice on Matters Related to Personal Pension Business by Insurance Companies, the details of which are as follows.

All banking insurance regulatory bureaus, life insurance companies and China Bank Insurance Information Technology Management Co., Ltd.:

In order to promote the construction of multi-level and multi-pillar endowment insurance system and promote insurance companies to carry out personal pension business, according to the People’s Republic of China (PRC) Insurance Law and other laws and regulations and the Opinions of the General Office of the State Council on Promoting the Development of Personal Pension (No.7 [2022] of the State Council), relevant matters are hereby notified as follows:

1. Insurance companies shall implement the requirements of the individual pension system, provide simple, safe, stable and long-term commercial pension insurance, improve the protection mechanism of customers’ rights and interests, and meet the people’s growing diversified pension needs.

Two, meet the following conditions of insurance companies can carry out personal pension business:

(a) the owner’s equity at the end of the previous year is not less than 5 billion yuan and not less than 75% of the company’s share capital (paid-in capital);

(2) The comprehensive solvency adequacy ratio is not less than 150% and the core solvency adequacy ratio is not less than 75% at the end of last year;

(3) The coverage rate of the liability reserve at the end of the previous year shall not be less than 100%;

(4) Its comprehensive risk rating in the last four quarters is not lower than Class B;

(5) It has not been subjected to any major administrative punishment by the financial regulatory agency in the last three years;

(6) Having a sound information management system, connecting with the personal pension information platform of the banking and insurance industry (hereinafter referred to as the bancassurance industry platform), and registering and interacting with information according to relevant requirements;

(seven) other conditions stipulated by China Banking and Insurance Regulatory Commission.

Endowment insurance companies with prominent main business of providing for the aged, standardized business development and sound internal management mechanism may be exempted from the provision in the first paragraph that the owner’s equity at the end of last year shall not be less than 5 billion yuan.

Three, insurance companies to carry out personal pension business, can provide annuity insurance, endowment assurance, and other products recognized by China Banking and Insurance Regulatory Commission (hereinafter referred to as personal pension insurance products). Personal pension insurance products shall meet the following requirements:

(a) the insurance period is not less than 5 years;

(two) the insurance liability is limited to the payment of survival insurance, the payment of maturity insurance, death, total disability, disability or nursing status;

(3) Being able to meet the payment requirements of participants in the individual pension system (hereinafter referred to as participants) by providing wholesale payment, periodical payment or irregular payment;

(4) Other requirements stipulated by China Banking and Insurance Regulatory Commission.

Four, the insurance company to apply for personal pension insurance products insurance terms and rates for approval or filing, in addition to the provisions of the materials shall also submit the following materials:

A description of the owner’s equity, solvency adequacy ratio, liability reserve coverage ratio at the end of last year, and the comprehensive risk rating in the last four quarters;

(2) An explanation of the administrative punishment imposed by the financial regulatory agency in the last three years;

(3) A description of the docking with the banking industry platform;

(4) An explanation of the insurance clauses and rates of the company’s personal pension insurance products.

Insurance companies can incorporate existing insurance products into individual pension insurance products by applying for approval or filing of changes in insurance terms and rates. For the exclusive commercial endowment insurance products that have been approved, the insurance company shall submit the above explanatory materials to China Banking and Insurance Regulatory Commission, and it is not necessary to apply for the approval of changing the insurance terms and rates.

Five, in accordance with the provisions of this notice through the insurance terms and rates for approval or filing products can be included in the list of personal pension insurance products. The bancassurance industry platform shall regularly publish the list of personal pension insurance products.

Six, the insurance company and the participants before signing an insurance contract, it shall make a special statement on the following matters:

(a) the individual pension system and its tax policy;

(2) Requirements for the management of individual pension fund accounts;

(3) Information management requirements of the banking industry platform.

Seven, authorized by the participants, the insurance company can provide the following services in accordance with the law:

(1) Assisting participants to open personal pension accounts on the personal pension information management service platform of the Ministry of Human Resources and Social Security;

(2) Assisting participants in the designation or change of individual pension fund accounts;

(3) Registering the relevant information of the participants in the banking industry platform.

Eight, the insurance company shall sign an insurance contract with the participants separately, and clearly mark the contract in the company’s relevant information system, and shall not accept the use of funds in the personal pension fund account to insure others.

Nine, insurance companies should strengthen the management and control of personal pension funds, personal pension insurance products related to various types of capital transactions should meet the requirements of closed management of personal pension funds accounts.

X. The insurance indemnity paid by the insurance company according to the contract due to the death, total disability, disability or nursing status of the participant will not be returned to the individual pension fund account of the participant. An insurance company shall strengthen the management of insurance indemnity information and submit information to the bancassurance industry platform as required.

Eleven, the insurance company shall establish a special area for personal pension related business in the self-operated network platform, mobile client, etc., to provide business consulting, rights inquiry, information disclosure, consumer complaints, education and publicity and other services. Among them, the personal rights and interests information provided by the insurance company includes but is not limited to payment, cash value, and related insurance liabilities.

Twelve, the insurance company shall earnestly fulfill the main responsibility of sales management, improve the management system, strengthen the organization management, personnel management and sales behavior of the whole process control. Insurance companies are responsible for making sales promotional materials and urging their use, and may not authorize branches, intermediaries or individuals to make or modify them themselves.

Thirteen, China Banking and Insurance Regulatory Commission and its agencies should strengthen the supervision of insurance companies operating personal pension-related businesses, and take risk warning, supervision interviews, ordering rectification and other regulatory measures for problems found in product management, sales management, investment management and information disclosure, and impose administrative penalties according to law. Those suspected of committing crimes shall be transferred to judicial organs for handling.

Fourteen, to carry out personal pension business insurance companies shall, before 31 January each year, submit an annual personal pension business report to China Banking and Insurance Regulatory Commission and its relevant agencies, including operating conditions, insurance clauses and rates for approval or filing, and the use of funds.

15. China Bank Insurance Information Technology Management Co., Ltd. is responsible for the construction and operation of the bancassurance industry platform, supporting insurance companies’ underwriting, claims settlement, preservation and other operations, establishing systematic connection between the bancassurance industry platform and the personal pension information management service platform of the Ministry of Human Resources and Social Security and relevant financial institutions in accordance with regulations, formulating the operation and management system of the bancassurance industry platform, doing a good job in information statistics and data submission, and implementing data security responsibilities.

China China Banking and Insurance Regulatory Commission.

November 21, 2022

Opening season | Message from President of Peking University: Listen to the voice of learning and "learn to be an adult"

"Don’t imprison curiosity because of grades. Every course and every topic is an opportunity to explore the mysteries of nature and human beings." Lin Jianhua, president of Peking University, delivered a speech on the topic of "Listening to the voice of learning" at the ceremony on September 8th.

On the same day, more than 3,000 freshmen from 2017 Peking University gathered in Peking University Qiu Deba Gymnasium for the opening ceremony. Zhao Lanxin, who won the first place in the Chinese Women’s Mathematical Olympiad, spoke as a freshman representative. The "mathematical genius" said that writing is also her inner passion. She used "Why don’t teenagers dream of catching stars?"? Dare to shoot the jade scale with a mulberry bow. Don’t be too smart today, and invite him to see the sea level tomorrow. " Poems to express their outlook on college life.

Before the ceremony, Professor Hao Ping, secretary of the Party Committee of Peking University, read out the decision of commending doctoral students, and more than 500 doctoral students won this honor. In order to encourage doctoral students to engage in high-level scientific research and improve the quality of doctoral students’ training, since 2009, Peking University has established a doctoral student principal scholarship, which is the highest honor, the largest amount and the most influential postgraduate scholarship established in Peking University. Professor Hao Ping called on the students to follow the example of the commended students, study hard and concentrate on scientific research.

Principal Lin Jianhua: Learn to be an adult.

"Don’t imprison curiosity because of grades. Every course and every topic is an opportunity to explore the mysteries of nature and human beings." President Lin Jianhua said to the students, "I want to remind everyone not to be too utilitarian and short-sighted, and not to go with the flow;" Follow your heart and find your own interests. In fact, professionalism is hidden behind every major. "

He said that in order to encourage students to develop freely, Peking University supports the free transfer of majors within the department and the free selection of courses in the whole school. The interdisciplinary training plan also gives students a very broad choice, and the way of thinking and values are more important than knowledge. "Knowledge can be out of date, but the way of thinking, social responsibility and spirit of exploration that you feel will flow in your heart like blood and accompany you all your life."

Lin Jianhua mentioned that in the face of the rapid development of science and technology in today’s society, some people will wonder whether science and technology will shake the cornerstone of human society and human civilization. He quoted Apple CEO Cook’s speech at the MIT graduation ceremony: "I am not worried that artificial intelligence can give computers the ability to think like humans. I am more worried that humans think like computers."

"Our education is not about turning people into machines, but about learning to be human." Lin Jianhua said, "Learning is not to passively accept knowledge, but to form one’s own experiences and opinions through comparison, speculation, debate and practice, so as to truly grasp the law, seek the true meaning and establish socialist core values."

He said: "Learning to be an adult is also a process of discovering your own ignorance. Being brave in discovering and admitting your own ignorance is the real performance of self-confidence. Always keep an open mind, be brave in questioning and learn with an open mind. I hope that students can explore, think and listen in silence and experience the joy of growth and creation. "

For a long time, rational humanism in the west has always occupied a dominant position. Facing the challenges of globalization and resources and environment, Lin Jianhua believes that the concept of "all things are one, and heaven and man are one" in China’s traditional culture, as well as the benevolent way expressed by "don’t do to others what you don’t want them to do to you" and "stand up for others if you want to stand up, and achieve what you want", will provide a more solid ethical foundation for the development and progress of mankind.

President Lin Jianhua spoke at the ceremony.

Zhao Lanxin, a new student representative: Why shouldn’t teenagers dream of catching stars? Dare to shoot a jade scale with a mulberry bow

Zhao Lanxin is a 2017 undergraduate freshman from Yuanpei College of Peking University, and ranked fifth in science in Chongqing College Entrance Examination. She once won the first place in the Chinese Women’s Mathematical Olympiad and the gold medal in the all-China Mathematical Olympiad. The "mathematical genius" said in her speech that mathematics is certainly a fascinating road, which always echoes the flow of everything with concise laws, but she has a longer and tougher string in her heart, and writing is her inner passion.

"When I look around my world, I find that the world is moving rapidly. Ordinary people also have vivid joys, sorrows, loves and hates, and they are separated. Many people don’t care about these, but I have a sense of responsibility that must be recorded in my heart. What I hope is that I will write and leave a soft inscription for our times. "

"Peking University has the best mathematics major in China, and I can continue to explore the mysteries of human rationality. Peking University also has the best Chinese major in the world, so that I can use the pen and ink of interest and love to describe the world."

Different from the life ideals of most competition students, Zhao Lanxin doesn’t want to follow the ready-made model, but wants to choose a road she loves. Although she hasn’t won a gold medal in the field of literature, she has enough enthusiasm for literary creation from her heart. For her, "go out of her comfort zone and explore an unknown but desirable distance." Is the best way to realize your dreams and values. She also wishes everyone present can find and realize their dreams.

Finally, she ended her speech with a poem of her own, "Why don’t teenagers dream of reaching for stars?"? Dare to shoot the jade scale with a mulberry bow. Don’t be too smart today, and invite him to see the sea level tomorrow. "

Teacher Representative Sun Qixiang, Dean of Peking University Institute of Economics: Cherish.

"When youth dies, you lose your health without vitality, elegance and wisdom. Even if you are still young, what is the use of youth, wealth and time?" On behalf of the teacher, Sun Qixiang, Dean of Peking University Institute of Economics, warned the students to cherish their health and not to overdraw your body just because you are young. Students are required to be young people with all-round development in morality, intelligence and physique, and to balance the relationship between study and exercise.

When talking about the dream and desire of youth, Sun Qixiang said, "Please cherish your inner desire, and don’t ignore and suppress it, or even snuff it out, and do what you like, instead of following others’ advice and being impetuous. Don’t compare with others, it’s enough to be the best yourself. "

Combined with his study experience, Sun Qixiang said, "This era has given everyone a chance. However, any beautiful era did not come out of thin air, but was created by thousands of builders through hard work, and the best treasure is to make due contributions to this era. "

In addition, Sun Qixiang told the students to cherish the present, others, teachers and students, friends and parents’ efforts and hard work.

President Lin Jianhua.Full text of speech

Good morning, dear classmates!

In the most beautiful season in Beijing, Peking University welcomed the new students of 2017, and the youthful vitality filled the beautiful campus with joy. We often compare a university to a big family, in which students, teachers, employees and alumni are all important members. Whether you are new to Peking University or continuing your studies here, we are soul mates, simple and pure, and strive to move forward. Welcome! Welcome to join the big family of Peking University!

Looking at everyone’s youthful smiles, I think of the first time I came to Peking University. It has been forty years since. The past 40 years, like a realistic version of the travel drama, have changed so much that people can’t imagine.

Zhongguancun Street was called Baiyi Road at that time, which was a rural road, with thick and towering Populus tomentosa and rice fields on both sides full of rural interests. At that time, it was still a big thing to go to town. There was only one bus No.332, or a bicycle that was still a luxury was about to be borrowed.

Forty years have passed, and everything is changing, but one thing remains unchanged, that is, Peking University people’s feelings for home and country, their fearless spirit of being the first in the world and their unremitting academic pursuit.

What will happen in the future? What kind of world will you face? This may be a doubt in the hearts of many young people. The rapid development of science and technology has changed people’s way of life and work, and the rapid rise of China has changed the traditional world political structure. These things sound great and far away, but they have already happened to us.

Making students become people who can lead the future is the talent training goal of the school, and it is also a challenge to educational concepts and traditions. The school is carrying out undergraduate education reform and postgraduate training mechanism reform, with the aim of providing you with a better learning and growth experience.

Everyone will soon enter the first grade course. Some students will be very concerned about grades, but don’t imprison their curiosity. In fact, every course and topic will give you an opportunity to explore the mysteries of nature and human beings.

University is a journey of exploration, discovery and creation by teachers and students. Follow your curiosity and explore the way of thinking behind knowledge with innovative and critical eyes, and you will surely gain more.

People often say that "interest is the best teacher", and the free transfer of majors in the department, free course selection in the whole school and interdisciplinary training plans will provide you with broad choices.

I want to remind everyone not to be too utilitarian and short-sighted, and not to go with the flow; Follow your heart and find your own interests. In fact, there is a professional spirit behind every major. Knowledge can be out of date, but the way of thinking, social responsibility and spirit of exploration you feel will flow in your heart like blood and accompany you all your life.

As we all know, AlphaGO defeated the top human Go player and made a major breakthrough in gene editing technology. This makes some people worry that science and technology will shake the cornerstone of human society and human civilization. That’s not how I see it.

Apple CEO Cook put it very well. He said, "I’m not worried that artificial intelligence gives computers the ability to think like human beings. I’m more worried that human beings think like computers-abandon compassion and values and be reckless."

Our education is not to turn people into tools and machines, but to "learn to be adults".

There will be an important international conference in Peking University next year-the 24th World Philosophy Conference, with nearly 5,000 philosophers from all over the world attending, which will be a grand gathering where eastern and western civilizations collide and blend. The theme of the conference is "Learning to be human".

For a long time, rational humanism in the west has always occupied a dominant position. Facing the challenges of globalization and resources and environment, I believe that the concept of "all things are one, and heaven and man are one" in China’s traditional culture, as well as the benevolent way expressed by "don’t do to others what you don’t want them to do to you" and "stand up for others if you want to stand up, and achieve what you want", will provide a more solid ethical foundation for the development and progress of mankind.

"Learning to be an adult" is a proposition that accompanies us all our lives. Philosophy considers "learning to be an adult" from the theoretical level, while education is the practice of "learning to be an adult".

Learning is by no means a passive acceptance of knowledge, and you can’t swallow dates and follow others’ advice. Instead, you should form your own insights through comparison, speculation, debate and practice, so as to truly grasp the law, seek the true meaning and establish the core values of socialism.

General Secretary of the Supreme Leader said: "Active thinking is an important feature of colleges and universities, where various ideas and viewpoints meet and various values collide. Taishan does not let the soil, so it can become a big one; Rivers and seas do not choose small streams, so they can be deep. We must uphold the attitude of respecting differences and accommodating diversity, lead by pluralism and neutrality, seek consensus in diversity, set the direction in change, and let all the trickle of beneficial ideology and culture merge into the vast sea of mainstream ideology. "

"Learning to be an adult" is also a process of discovering your ignorance. In ancient Greece, there was a philosopher, Zhi Nuo, the father of paradox. Students once asked him, "Teacher, you are knowledgeable, why do you always question your own conclusions?" Zhi Nuo drew two circles and said, "The big circle is me and the small circle is you. If the area of the circle is the knowledge we have, the outside of the circle is unknown, and the circumference is the unknown we can contact. The more visible knowledge, the more unknown we contact. "

The courage to discover and admit your ignorance is a sign of true confidence. You are all excellent. I hope that you will not be afraid of problems and difficulties, be dogmatic and inflexible, and always keep an open mind, be brave in questioning and learn with an open mind.

German philosopher Garf once said: "The voice of conscience is silent, and it is hard to be heard in the hubbub." The same is true of learning, which requires us to forget the worldly customs and explore, think and listen in silence.

I wish you all can calm down, listen to the voice of learning and experience the joy of growth and creation during your time at Peking University.

Thank you!

Xingyue L Raytheon Hi · X Oil-Electric Hybrid Edition Launched in Chongqing

On April 16th, the 1000th Xingyue L delivery ceremony of Chongqing Jiayun star Geely 4S store and the launch launch conference of Xingyue L Thor Hi · X oil-electric hybrid version officially opened at Chongqing Jiayun star "Create Home Together". As the first blockbuster model of Geely to fully open the electrification and new energy era transformation, Xingyue L Thor Hi · X oil-electric hybrid version is equipped with a unique "artifact" – Raytheon Zhiqing Hi · X DHT Pro 3-speed hybrid electric drive, which brings users better choices and once again breaks through the ceiling of hybrid technology. At the same time, on the day of the event, Chongqing Jiayun star Geely 4S store and customers "co-create" new business model was also opened to the public for the first time.

Ying Weisen, general manager of Chongqing Jiayun Star Geely 4S Store, said that users have always been the core of Geely Automobile. Chongqing Jiayun Star Geely 4S Store not only aims to provide users with leading products, but also to build a long-term care and connection with users, so that users can enjoy more comfortable services, more perfect products and happier experiences. "Co-creating" a new business model with customers not only represents the corporate mission of Chongqing Jiayun Star Geely 4S Store to "create high-quality automotive life services for customers", but also represents Chongqing Jiayun Star Geely 4S Store’s adherence and persistence to the corporate tenet of "creating a automotive life service platform for customers and employees"!

Based on the new era of hybrid, China Star’s first Raytheon Power was launched in Chongqing

As the first blockbuster model to open Geely Automobile’s comprehensive electrification and new energy era transformation, and the first model to be equipped with the Raytheon Hi · X hybrid platform, the Xingyue L Raytheon Hi · X oil-electric hybrid version has a longest battery life of over 1300km, a 100-kilometer acceleration time of 7.9s, and an official comprehensive fuel consumption of 4.3L/100km. It is a "long-range extended hybrid car without charging". And all of this is thanks to Raytheon’s "new hybrid" unique artifact – the world’s first mass-produced 3-speed hybrid electric drive transmission DHT Pro, matched with the DHE15 hybrid special engine, which makes Raytheon Hybrid achieve comprehensive surpassing of the same level in terms of energy saving, performance and intelligence, and has the product strength of all-weather fuel and power saving, strong power in all working conditions, and intelligent interaction in all scenes.

It is worth mentioning that in the Xingyue L Raytheon Hybrid 1300km Ultra Long Range Open before listing, the measured longest cruising range exceeded 1426.1km, and the fuel consumption of 100 kilometers was only 3.9L, setting a new record for the lowest fuel consumption of domestic hybrid five-seat flagship SUVs. In the measured 10 Xingyue L Raytheon Hi · X gasoline-electric hybrid versions all finished the race with ultra-low fuel consumption of 100 kilometers, and the lowest average fuel consumption was lower than the CR-V hybrid, RAV4 hybrid and ideal ONE running at the same time; it was verified that the Xingyue L Raytheon Hi · X gasoline-electric hybrid version is a "long-range extended hybrid without charging", and it is the HEV model with the strongest power and lowest fuel consumption in the same class.

As the flagship smart hybrid SUV of China Star, the Xingyue L Thor Hi · X oil-electric hybrid version not only has the advantages of free charging, long battery life, and extended range, but also has remarkable intelligence. The Xingyue L Thor Hi · X oil-electric hybrid version is equipped with Geely Galaxy OS Thor Customized Edition, which provides users with 3 unique functions of "Geely Galaxy OS Thor Customized Edition", including the exclusive "Thor’Vision ‘World" wallpaper, the power visualization "Thor Energy Flow" function, and the more energy-efficient ECO + scene mode. In addition, Geely Galaxy OS 1.3 version, which was first launched on the new car, has added a co-pilot theater mode, automatic scanning of the whole car, split-screen incoming calls, and OTA 2.2 technology applications, as many as 78 intelligent scene experience optimizations and 64 intelligent scene function upgrades.

Make car buying a pleasure and open a new business model of user "co-creation"

A good car buying environment will make the user experience more comfortable. The new image channel that Chongqing Jiayun star Geely 4S store is building is not only to provide users with a place to trade, but to create a place for every Geely user to feel care and service, and even to interact, communicate and experience, and truly become friends with users, so that the car buying experience becomes a kind of enjoyment.

At the launch event of Xingyue L Thor Hi · X oil-electric hybrid version, we can see the opening show of the sand painting performance with Xingyue L Thor Hi · X family scenario, showing the high-quality life concept of Xingyue L Thor Hi · X oil-electric hybrid version; at the same time, in order to make the delivery ceremony unique, the delivery ceremony made the car key fall from the sky to the customer through a cool drone; in addition, Chongqing Jiayun Star Geely 4S store also prepared a customized cake for the owner of Xingyue L & Xingyue L Thor Hi · X oil-electric hybrid version, so that the media and users present felt the vitality and professionalism of Chongqing Jiayun Star Geely 4S store.

In order to make buying a car a starting point for users to live a happy life and continuously improve the user experience, in addition to a new image upgrade, Chongqing Jiayun Star Geely 4S Store has also opened a new business model of "co-creation" with customers. In the market activity area, we also saw high-quality gift boxes of miscellaneous grain rice noodles, convenient fast food self-heating rice noodles, various high and medium-grade red wines/Baijiu, hyaluronic acid drinking water, etc. This new model of "co-creation" with customers has bid farewell to simple car sales, but around the integration of car sales, after-sales services and surrounding industries, to build a new ecological chain of car purchase and car use for users.

Since its establishment in July 2008, Chongqing Jiayun Company has been focusing on automobile sales and services. It has now developed into a multi-service business that integrates vehicle sales, maintenance services, decoration and beauty, old car replacement, annual home review, emergency rescue and various member services. It covers all aspects of customer car purchase and use. It is also the leading comprehensive service platform of Geely brand in Chongqing. It has become a reliable professional car butler for many customers. Chongqing Jiayun has always been adhering to the tenet of providing customers with high-quality automobile life services, and meets the full range of customer needs with the most considerate service.

Fan Bingbing’s "New Shaolin Temple" style is exposed, Andy Lau wears expensive gold clothing


Fan Bingbing was exposed in the film


Andy Lau in the style of General Jin

  Recently, the "New Shaolin Temple" exposed the style of Andy Lau’s gold general, which is eye-catching. And Fan Bingbing, who plays Andy Lau’s wife in the film, is also exposed for the first time.

  Andy Lau in the "New Shaolin Temple" in the dress of more than 100,000 yuan to make the gold general look exposed, making people’s eyes shine. Wearing this more than ten pounds of gold general uniform, Andy is very heroic, with the play of his wife Fan Bingbing and daughter Xiao Ruona, Nicholas Tse Mighty into the city, filming a victory over the opponent, triumphant return, the play of passers-by to welcome the spectacular scene, the actor Ruona suddenly fell asleep, but also twisted cry refused to get up, even the presence of the mother was helpless, the result of Bingbing to subdue Xiao Ruona to continue shooting, let the crew breathe a sigh of relief.

  In the face of the play’s daughter Ruby that suddenly fell asleep during the filming, Andy, the father and director Chen Musheng and other staff did not know what to do for a while, because even Ruby’s mother was unable to wake her up from her sleep, and everyone was worried that they would not be able to complete the play before the sun went down and became anxious. Originally, Huazai proposed to simply shoot his daughter falling asleep in his mother’s arms, but this play is about Ruby and Huazai’s hostility in the play. If you fall asleep and make an appointment, it seems a bit strange, and everyone has to do everything possible to wake up Ruby. As a result, Ruby was disturbed by everyone’s impatience. He was half asleep and half awake, crying in the carriage, and shouting to go home. Just as everyone was at a loss, Bingbing said two words in Xiao Rui’s ear, and Xiao Rui immediately stopped speaking. She sat upright and asked Bingbing’s mommy to wipe away her tears, put on lipstick, and then sat beside Bingbing obediently, smiling and facing the camera happily as she entered the city.

  In the play, Xiao Ruina and her parents lived happily together as a family of three, but ambition and power prompted Andy Lau, who played her father, to use her as a weapon, not to hesitate to engage her with the enemy’s son and compete for power and profit. Finally, she was betrayed by his good brother Nicholas Tse, and the family was scattered. In and out of the play, Hua Zai, Bingbing and Xiao Ruina really feel like a family, and Xiao Ruina loves Bingbing’s mother more than her own mother.

  She smiled and said, "In fact, children are the most sincere. When you get along with them, you don’t treat them like children, but as friends. She will trust you and tell you a lot, so I know what Little Ruby loves. Like most little girls, she loves to dress up.

  Huazai is wearing a gold general uniform, which is full of weight. It turns out that this gold general uniform is very valuable, and the craftsmanship and fabrics are very expensive. The full set of general uniforms costs more than 100,000 yuan, and the net weight is more than ten pounds. It is definitely a heavyweight costume. For this outfit, Huazai feels very MJ look (Jackson), which makes him very eager to dance, and unexpectedly hums Jackson’s songs, sings and dances, but the most fascinating thing is that he finds a portrait of a general hanging on the top of the city gate, which is more than a circle fatter than his original standard body shape. He asks why the painter painted him so "strong"? He also humorously says: "The body shape of this portrait oil painting seems to be more similar to my father!" The artist also knew that he had made Andy fat, and smirked in embarrassment.

Next page More wonderful pictures

Chief Producer Zhang Yelan: Take the audience into the "Night Diary" of the delivery staff

Yangcheng Evening News reporter, Gong Weifeng

  Recently, the documentary program "Midnight Takeaway" has landed on Jiangsu Satellite TV and is broadcast every Friday at 20:30. The camera is aimed at the group of late-night takeaways, touching the pulse of the city through the perspective of this group of "night runners", telling their own stories, as well as the stories of merchants, customers and strangers.

  Last week, after the story of Guangzhou delivery staff Chen Zhiwen met the audience, it aroused strong reactions from netizens. Recently, a reporter from Yangcheng Evening News interviewed Zhang Yelu, the chief producer of the show, and Wang Diya, the director of Guangzhou stories, to reveal the hot "nightlife" of the delivery staff and the program team.

  [Positioning]

  Do purely documentary shows, not celebrity reality shows

  Yangcheng Evening News: Why do you want to make this show that focuses on the delivery staff?

  Zhang Yedan: In the three years of the epidemic, many people stopped to pay attention to themselves, but they were at a loss for what to do. Jiangsu Satellite TV has rich experience in producing amateur shows such as "If You Are the One" and "The Strongest Brain". Therefore, we decided to make a show that focuses on real life. Focusing on the food delivery industry is because it has become an important part of life, which is enough to reflect the times.

  Yangcheng Evening News: Have you ever thought of adding a star experience link to increase the program’s attention?

  Zhang Ye Dian: The program team has deduced the experience of the star delivering food. However, the show has to be filmed from dark to three or four in the morning every day, and the shooting cycle of a delivery staff is 5 to 7 days. It is difficult for the star to continue to cooperate with the day and night shooting arrangement. In addition, after the star joins, the focus of the show will change from the delivery staff to the star, and the form is more similar to reality TV and variety shows. After our demonstration, we decided to do purely documentary shows.

  Yangcheng Evening News: How was the delivery staff in the program found?

  Zhang Yedan: The program team first contacted the takeaway platform with high usage rate of the public, and the platform recommended excellent and storied takeaways. Secondly, the director searched for takeaways through self-media. Finally, the program team scattered to more than 20 cities, went to the takeaway site with the highest order volume to know the real situation, followed the takeaway staff to run orders, and looked for takeaways worth observing.

  Yangcheng Evening News: How does the process of following the delivery staff to collect materials usually proceed?

  Zhang Yedan: This process lasted for two or three months, and the director followed the night shift delivery staff to adjust their schedules. In the past, when we were doing variety shows, we would set themes, hold planning meetings, write scripts, and communicate with celebrities in the preparation stage. This time, we only had to follow the delivery staff to run orders, understand the customs, topography, and people’s living habits of the city, in order to find typical people and things, and then in-depth follow-up interviews, and finally write the copy.

  [Shooting]

  The delivery man is chasing the time, we are chasing the delivery man

  Yangcheng Evening News: How is the one-day follow-up process arranged?

  Zhang Ye Dian: During the day, the program team will review the shooting content of the previous day, find out the elements that need to be further excavated, and communicate with the subjects, and do family and peripheral interviews. At 8 o’clock in the evening, we will start shooting auxiliary footage of the streets in the dark, and at 10 o’clock in the evening, we will officially follow the delivery staff to pick up the order. The program team all ride electric vehicles that can carry people to shoot, with the driver in the front seat and the videographer in the back seat. Each team is equipped with about four people, who are responsible for editing, filming, audio, lighting and other work.

  Yangcheng Evening News: Will this shooting method encounter a lot of trouble?

  Zhang Yedan: There are too many. Because it is a real follow-up, there are very few subjective shots in the delivery scene. In addition, the delivery staff’s cycling skills are too good, and the director team often loses track. When filming the show of Chen Zhiwen, the delivery staff at the top of the mountain in Yuancun, Guangzhou, we couldn’t get out of the complicated alley after we lost track, so we had to call Chen Zhiwen’s apprentice to "ask for help".

  Yangcheng Evening News: Does this show feel very different from the past?

  Zhang Yedan: It’s different from the way we used to record shows and even make documentaries. Delivery has system time and physical process constraints, and it’s impossible for the director team to ask the delivery staff to do it again because a shot is not done well. The whole shooting process has a sense of urgency – the delivery staff is always racing against time and looking for people. We chase the delivery staff, and the director and videographer are often left behind.

  Yangcheng Evening News: Is there anything particularly impressive?

  Zhang Yelan: One day it was raining heavily in Shenzhen, and a takeaway station master sent a photo to the director. There was a takeaway brother hanging a hanging bottle delivering takeout. In the past, when I saw such a photo, I would feel puzzled. But after really coming into contact with a large number of takeaways, I can empathize. There are far more people who run hard to overcome all difficulties in life than I imagined. During the filming process, we encountered a rainstorm day, the takeaway staff’s foot was sprained, the car was broken, and the peers relayed takeout; we encountered customers ordering milk tea for the takeaway staff; we encountered an old man who helped the takeaway staff to collect old things and pushed the tricycle uphill… We really touched the kindness of the takeaway staff and the warmth of the world in the middle of the night.

  [Inheritance]

  The delivery job is ordinary, and the sense of belonging comes from "being needed"

  Yangcheng Evening News: After doing this program, what changes have you made in your perspective on the delivery staff?

  Zhang Yelan: In the past, I was mainly concerned about whether the delivery staff could deliver the goods on time. When I put myself in the shoes of the delivery industry, I found that most of them were by no means people who rode electric bicycles to run red lights in social news, but warm and versatile. "Delivering food is a very serious ordinary job that works hard for life every day," one delivery staff said in an interview. "It’s not special, and we are normal people." Chen Zhiwen, the Guangzhou delivery staff in the show, also felt that the job was very low-level at first, but he found his sense of belonging after he really entered the industry.

  Yangcheng Evening News: What do you think of the expression "delivery brother"? Would the female delivery staff you photographed mind this term?

  Zhang Yedan: "Takeaway brother" was a nickname that appeared when the industry was germinating. At that time, this kind of work was more done by men, so customers used to call it "brother". Now that more women have joined the takeaway industry, they are equally stoic and able to endure hardship. Takeout workers also call each other "brother". Some female takeout workers will call themselves "big brother", and they will feel very proud when they are called "women’s singles queen".

  Yangcheng Evening News: In the program, there is also a mentoring relationship between the delivery staff, which is unknown to many people.

  Zhang Ye Dian: Indeed, this has also broadened my understanding. There are also "mentors" in the field of takeaway. After the takeaway staff enters the industry, there will be masters who will teach them the skills of running orders, including how to take orders, which road is more convenient, etc. When you are fully familiar with the takeaway business in an area, you can start your career, and you can even serve as a webmaster to bring more newcomers into the industry. From the story of Chen Zhiwen, a takeaway staff at the top of Yuancun, Guangzhou, who brought out nearly 10,000 apprentices, you can see the inheritance that exists in every industry.

  Yangcheng Evening News: What do you think of Chen Zhiwen’s story?

  Zhang Yedan: The theme of Chen Zhiwen’s story is "If he is needed, he will stay". He is needed by customers, merchants, and apprentices. Being needed by others is a happy thing, and in the process, they achieve each other. This is the happiness of everyone who silently contributes to the society.

  We hope to record real characters, real stories, and real emotions through this program, and present the audience with a three-dimensional social scene full of fireworks, human touch, and positive energy, showing the world of thousands of people. Their inspirational stories will inspire everyone in front of the screen.

  [Popular story]

  46-Year-old takeaway worker brings out nearly 10,000 apprentices in 6 years

  After the second episode of "Midnight Takeaway" was broadcast, the topic "46-year-old takeaway staff brought out nearly 10,000 apprentices in 6 years" hosted by the official Weibo of Yangcheng Evening News reached the top of the hot search list, and the total number of views broke 6 million. Chen Zhiwen was on fire!

  Because of its complex geography and street layout, the top of Guangzhou Yuancun is known as the "takeaway restricted area". Chen Zhiwen and his takeaway knights persisted for several years, using their brains and feet to crack the "maze".

  Chen Zhiwen failed in his business before he took up delivery. At that time, he was very depressed and often stayed at home. With the encouragement of his family and the delivery experience he had accumulated in previous business, he registered as a delivery staff in May 2017. At first, Chen Zhiwen was often stunned by the roads on the top of the mountain in Yuancun, but over time, he gradually became known as the "Brother Wen" of the delivery staff in this area.

  At first, there were only a few delivery staff at the top of Yuancun Mountain. Later, Chen Zhiwen established the delivery "Knights" through "mentoring", and Chen Zhiwen was also elected as the first "Knight Captain" in the area. As of now, there are 8 delivery groups at the top of Yuancun Mountain, with about 200 delivery staff. Each leader is an apprentice brought by Chen Zhiwen, and the number of "apprentices and grandchildren" he brought out has nearly 10,000.

  Chen Zhiwen now cares more about the safety of his team members and the smooth delivery of meals than making money. Whenever he encounters extreme weather, Chen Zhiwen will issue a safety reminder to the 200 people of the "Knights" to ask if any of the team members need help when they encounter difficulties. After running the night order, Chen Zhiwen often holds a "night talk around the furnace" in his rental house, where everyone talks about the day’s harvest and difficulties, and encourages each other. The hut is small but full of joy, and the dim lights in the rental house are especially dazzling in the dark.

  [Follow-up record]

  Shooting on the top of the mountain in Yuancun, I often have to "ask for help" to Brother Wen

  Following Chen Zhiwen and the director of the Yuan Village Knights, Wang Diya, told the Yangcheng Evening News reporter the behind-the-scenes story. The following is Wang Diya’s self-report:

  In March this year, the director team came to Guangzhou Yuancun area to prepare for "Midnight Takeaway". During the process, we visited many takeaway sites and takeaway riders, and heard about a legendary "knight captain" Chen Zhiwen from many takeaways.

  The terrain on the top of the mountain in Yuancun was very complicated, and it had long been in a "takeaway restricted area" where "customers dare not order, riders dare not enter, and no one delivers takeout". Chen Zhiwen and the apprentices he brought out changed everything, and the riders on the top of the entire mountain in Yuancun could be said to be the epitome of the "hand-holding" of the takeaway industry.

  When I first met Brother Wen, the director team felt that he was very much in line with our existing impression of "Lao Guang": in the small rental house, Brother Wen assigned tasks to his brothers in vernacular and dealt with problems; while making tea on the simple tea table, he called the director team to drink tea together, and answered our questions with the not-so-fluent "Guangpu". You can even see a trace of shyness in this man in his forties, in sharp contrast to him when he was arranging work.

  Compared with these exteriors, Wen Ge’s story appeals to us more. He has always been the image of the "pillar": when he was young, as the eldest son in the family, he single-handedly brought up his younger siblings to help them complete their studies; when he started a family, he was the pillar of his small family, supporting a pair of children to go to school; when his business failed and he entered the takeaway industry, he became the pillar of the takeaway riders in this "takeaway restricted area".

  Many people enter the takeaway industry with the profession of takeaway staff as a springboard. But Chen Zhiwen, who entered the takeaway industry at the lowest point, chose to work hard in the takeaway industry just because the area still needed him. This work is six years. "Needed" is a very abstract three words, and having the ability and willingness to bear this "needed" is the reason why we chose Chen Zhiwen to shoot.

  During the filming in Guangzhou, the filming team encountered many small episodes. For example, in Songgang Garden, Yuancun, because the terrain was too complicated, there were often people in the shooting team who fell behind and got lost in the alley. In the end, Brother Wen contacted the brothers in his team and helped the staff to get out of the alley. During the photographer’s follow-up process, the terrain of the uphill and lower hurdles was also a big problem, and if you were not careful, you would stumble; because the road in the alley was too narrow, there were "handshake buildings" with very small spacing, and the cameraman could not shoot side by side with Chen Zhiwen, so the riding scenes in the alley that everyone saw in the program were basically about Chen Zhiwen’s follow-up footage, and many subjective shots of GoPro and 360 film and television were also added to enhance the realism. When filming, I often encounter lost delivery staff asking Chen Zhiwen for directions, and Brother Wen will enthusiastically help his colleagues every time. We also visited many merchants on the top of the mountain in Yuancun. Most of them are very familiar with Brother Wen, and they need each other, accompany each other, and give each other. Brother Wen’s most common sentence is "You have orders, we have orders", and the most common sentence that merchants say is "Thanks to you, we have business"!

  "Village in the city" is a characteristic of Guangzhou, and it is also an indispensable link in the ecological chain of the city. Because of its huge benefit group, it has its significance. The theme of Chen Zhiwen’s program is "If you are needed, stay", which is a theme related to responsibility. As a hub connecting the three parties of "orderer", "merchant" and "consignee", the delivery staff is actually the most concrete embodiment of responsibility. Especially in the takeaway industry where the personal flow is frequent, and on the top of the mountain of Yuancun, where the delivery environment is relatively complicated, Chen Zhiwen has been working for six years. His stay is the best interpretation of professional responsibility and sense of honor. Brother Wen and a group of runners who were infected by him all experienced lows in life, and finally got together and worked hard to climb to their respective "mountain tops".

  Our group also filmed the story of Shipai Village in Guangzhou, which will be broadcast in the follow-up program. The protagonist of the story drew a takeaway map for Shipai Village, and we also ate a lot of Shipaidong food. What fascinated us more was the culture of Shipai Village, which has been passed down for thousands of years. There are ancestral halls, dragon and lion dances, and portrayals of reality. In Shipai Village, there are ordinary people who are in a hurry, and they may work in the CBD across the street. The life here comes and goes and is extremely hot, carrying too many dreams.